FAQs

Step 1: Sign up for a FREE WiPay account using the Sign Up button on our website wipaycaribbean.com/wipayJamaica/

Step 2: Add bank account details and upload associated documents using the account portal.

NOTE: Due to Central Bank regulations, only a Business bank account in such company’s name can be added to a Business WiPay account – not a personal bank account. (Commingling of funds)

Step 3: WiPay’s Team will verify the bank account information and documents and upgrade account once requirements are met.

Step 4: WiPay will assign a unique Developer ID to the WiPay account once account has successfully been verified.

Step 5: Business then creates their own unique Business key using the Developer tab when logged in to their account.

Step 6: Download Plugin off of WiPay’s website wipaycaribbean.com/wipayJamaica/ under Support – Developer “API documentation.”

Step 7: Business’ developer integrates payment gateway on to business’ website. Business key and Developer ID found under the Developer tab of the business’ WiPay account would be needed to activate the plugin. As an integrated solution, customers can pay with WiPay using:

  • Credit Card
  • WiPay  Top Up Voucher code
  • WiPay Wallet

NOTE: You will receive a confirmation notice at the end of every successful transaction! If using Sandbox mode (testing) no charges would be made.

Step 1:  Sign up for a FREE WiPay account using the Sign Up button on our website wipaycaribbean.com/wipayJamaica (There is no sign up cost)

Step 2: Upload your photo and all associated documents using your account portal.

Step 3: WiPay’s Team will verify your personal account information and documents and upgrade your account once requirements are met.

Step 4: You’re ready to go!

Know Your Customer (KYC) is a process by which financial entities obtain information about the identity and address of the customers. This is required under the rules and regulations of the Central Bank.

Depending on what you need WiPay for, we have a solution for you. Level 1 allows you to sign up with WiPay and get a feel for the application and platform. Level 2 is for personal use and requires personal documentation to be submitted. Level 3 is for Merchant/Business use only and must be supported by business documentation.

Click here to view the KYC Table

Info Coming Soon

Payments between Merchants and customers are monitored in real time therefore transactions will appear on merchant’s transaction log in their WiPay account immediately after a successful transaction has been made.

Transfers between your WiPay account and bank account take up to 10 working days before they appear in your bank account.

Using the “Withdraw Money” tab on one’s WiPay Merchant Account, money can be transferred from a WiPay Account to the pre-approved Business Bank account that has been attached to the profile.

Currently, the withdrawal feature is available to transfer money to Business bank accounts. Funds that reside in an Individual’s WiPay Account can be used to make purchases wherever WiPay is accepted or withdrawn to their personal bank account.

There is a transaction fee of 4.2% plus GCT of the purchase value, which is deducted upon confirmation of purchase. Please note that for customers subscribed to our premium plans, the transaction fee is reduced to 3.8% plus GCT.

For information on fees between merchant and personal accounts, please click here.

You do not need a website to use WiPay. Businesses can utilize our invoicing/request payments feature. Customers can complete payments using the feature with or without a WiPay account.